AGEWELL

4940 Viking Drive, Suite 545
Edina, MN  55435
Telephone: 952-345-8770
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Website: http://www.agewellhomecare.com

Just named one of the 2009 Small Business Success Stories by Twin Cities Business Magazine, AgeWell has been among the fastest growing companies in the region due to its unique Life Care Management approach which provides seniors with a trusted advisor who works with them to develop a comprehensive Life Plan that will meet and fulfill their needs and wishes. AgeWell provides the services directly through one of its divisions – AgeWell Home Care or AgeWell Housing Solutions – or coordinates the services through partnerships with the best public and private organizations in the community.

AgeWell is working to empower every senior in the country to avoid the roller coaster of health care crisis by using a comprehensive life plan to age well.

For more information on AgeWell or to get a free Navigation Kit, call 952-345-8770 or visit online at www.agewellhomecare.com.

ESTATE CRAFTERS

3260 County Rd. 10, Suite D
Brooklyn Center, MN  55429
Telephone: 763-560-4000
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Website: http://www.estatecrafters.com

Nearly half of the people who reach the age of 65 will have to spend some time in a nursing home. Without proper planning, the expenses from living in a nursing home may eventually reduce or possibly destroy a lifetime's accumulation of hard-earned assets. While receiving care in a nursing home persons may fall subject to what is called the "Spend Down Rule." This rule may require individuals to consume their assets until all they have left is $3000.

At Estate Crafters, we can assist you in planning appropriately for the future to ensure that you will be able to share your estate with your spouse, children, grandchildren and loved ones. Our Asset Protection Plan is one tool from a suite of plans that can help protect your assets from costly nursing home expenses.

Contact us to schedule your family consultation today!

RICHARD JENSEN, THE LAW OFFICES OF RICHARD JENSEN
8680 Grier Lane, Heron Suite, Eden Prairie, MN 55344
Telephone: 952-944-0406
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Website: http://www.jenslaw.com

I’ve had my estate planning law practice in Eden Prairie since 1988. I work with families on wills, trusts and probate.

I’ve helped many families create revocable living trusts. Living trusts provide benefits while the grantor is living, and control how legacies are left for loved ones. They can also eliminate probate expenses.

I help seniors plan for a time when they can’t manage their finances or made medical decisions for themselves. They can appoint decision makers before hand, and leave instructions to guide the decision makers.

I discuss long term care planning options with clients. When appropriate, I can help with special needs trusts for disabled family members.

There is typically no charge for the initial consultation. For many clients, the initial consultation also includes a short course on basic legal principles as well as the nuts and bolts of estate planning.

RIVER CITY MORGTAGE & FINANCIAL
Steve Garver, CSA
8300 Norman Center Dr Suite 240, Bloomington, Minnesota 55437
Telephone: (952) 820-3272; Cell: (612) 636-9578
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Website: http://www.rivercitymortgage.com

Steve has been in the mortgage banking industry for over 23 years, including also serving seniors as a reverse mortgage advisor for the last 6 years. He has a passion for educating seniors and believes that if they have all of the information, they will be able to make the right decision.

His approach is simple:
• Ask for information, not just the order. Understand the needs and obstacles the senior faces, whether it be health, financial, or social.
• Seek out the best solution and determine if a reverse mortgage is actually right for them.
• Knock their socks off with great customer service!
Building trust and confidence in the senior market.
When you are ready to make what may be one of the largest financial decisions of a lifetime, you want to know that you are entrusting a company that you can depend on to perform. River City Mortgage & Financial has been helping people finance their homes and investment real estate since 1987. As a locally owned company, we have built our reputation for quality service one customer at a time, and we care about how we keep our word and our standing in the communities we serve.

Our professional Mortgage Consultants are trained and committed to providing the information and guidance for you to choose the right mortgage product to meet your current monetary needs as well as your long-term financial goals. We are a HUD-approved lender offering:
• Reverse mortgages - purchase & refinance
• Low-cost adjustable mortgages
• Interest-only payment option
• Conventional fixed rate loans
• FHA and VA loans
• Vacation and second home financing
• Investment and commercial property loans
• JUMBO and Super JUMBO loans up to $6 million
• Non-prime credit options
• Low-Mod income loans (MN Housing Finance Agency approved)
• Low documentation options
• First time homebuyers

MASER & AMUNDSON, P.A.
6601 Lyndale Avenue South, Suite 320, Richfield, Minnesota 55423
Telephone: 952-925-4147
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Website: http://www.maserlaw.com

Maser & Amundson, P.A. is a full-service law firm with seven attorneys who provide passionate advocacy to our clients in the areas of elder law, estate planning, veterans' and Medicaid benefits assistance, Life Care Planning, asset protection, litigation, conservatorship, guardianship, and probate law.